Cryptocurrencies ;) only they, if you use them, allow you to make money transfers directly without intermediaries.
On the topic, accepting payments are engaged in payment systems electronic wallets and the banks themselves
Banks are reluctant to issue api plus if you do not want to pay anything (and there will be commissions in all cases), there is a "know-how" (will stop working after a certain volume of transfers, banks in Russia have lost all brakes) - Sberbank offers a service - mobile informing (or mobile payment, it seems there just in 2 it was divided - only information and the ability to more and payment via sms) when any movement on the account of an individual accompanied by a detailed sms with a format not changing for years. You go to a freelancer who pilots an application for a smartphone that analyzes sms from the bank and collects information about the payers (there are full names).
Also, sberbank can give a qr-code (or you can make it yourself, you should read their documents), which will be able to make payments using sberbankonline.
With caution with the same names and as those who want to pay not from your account, offer to add to the transfer message - a code that tells the dispatcher, this message will be visible in the sms.
And cab drivers - in Sberbank, if there is a service mobile payment (30r per month it seems, it is thrust on all customers), you can only make a transfer using sms
On the topic, accepting payments are engaged in payment systems electronic wallets and the banks themselves
Banks are reluctant to issue api plus if you do not want to pay anything (and there will be commissions in all cases), there is a "know-how" (will stop working after a certain volume of transfers, banks in Russia have lost all brakes) - Sberbank offers a service - mobile informing (or mobile payment, it seems there just in 2 it was divided - only information and the ability to more and payment via sms) when any movement on the account of an individual accompanied by a detailed sms with a format not changing for years. You go to a freelancer who pilots an application for a smartphone that analyzes sms from the bank and collects information about the payers (there are full names).
Also, sberbank can give a qr-code (or you can make it yourself, you should read their documents), which will be able to make payments using sberbankonline.
With caution with the same names and as those who want to pay not from your account, offer to add to the transfer message - a code that tells the dispatcher, this message will be visible in the sms.
And cab drivers - in Sberbank, if there is a service mobile payment (30r per month it seems, it is thrust on all customers), you can only make a transfer using sms